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How to File a Motor Vehicle Claim If your vehicle is damaged during an accident, you'll file an insurance claim. It is important to understand the process. Insurance companies will send an adjuster to look over your vehicle damage. You don't always have to be present when an adjuster checks your vehicle damage, but you must bring along your insurance policy and any documentation that is relevant to it. Take Pictures Ever watch a crime show that has investigators combing through every square inch of the scene, taking photos of the tiniest of details, from footprints to chocolate wrappers that have been tossed away? You should apply the same level attention when looking over your accident scene. It is important to take note as much as you can of the incident when it occurs to be able to demonstrate your case later. It is essential to capture photos of both cars, but you should also think about taking photographs of the damaged parts. motor vehicle accident lawsuit stockton can help insurance companies, as well as expert witnesses as they determine the dimensions of various objects. In your photos, be sure to include important points of reference such as the locations of stop signs and traffic lights. These can be used to determine the actions of the driver at fault that caused the accident. Take photos of other drivers and their passengers as well as witnesses. You may be in a position to take a picture of their license plate. Photograph emergency responders, their vehicles and anyone who is placed on a gurney, or into an ambulance. Don't submit the pictures to the insurance company only when instructed by your attorney or required to do this by the court. Otherwise, you could unwittingly be providing evidence against your own claim. If you alter the date on your photos the insurance company might doubt your claim. Seek medical attention If you are involved in an accident, the first thing you need to take is to seek medical attention. This is not just important for your health but it also ensures that any injuries you have are documented. In many personal injury claims, compensation is sought for medical expenses and damages. Medical records are crucial to your claim. Even if there are no symptoms you can observe, you should make an appointment with your primary care physician or an emergency room. Your doctor can provide you with an evaluation of your injuries and conduct a complete medical evaluation. They can also to provide you with the treatment that is needed. It is crucial to adhere to the advice of your doctor regarding the treatment plan you are on as it will help you recover quicker and strengthen your case. This includes filling your prescriptions, taking any over-the-counter medication, participating in physical therapy, adhering to orders about time off of work, and attending follow-up appointments. It is crucial to avoid saying anything that an insurance adjuster may misinterpret. This is because the insurance company might attempt to deny your injuries in order to reject your claim or decrease the amount of money they'll give you in your claim. This is why it is recommended that you do not speak to any insurance adjuster unless you have your attorney present. Contact an attorney Legal representation is essential for those who have suffered. Attorneys can help them manage their stress and understand what they should be focusing on. Attorneys can also weigh evidence and facts to determine if a case is worth fighting in court. The insurance firm is first and foremost an organization and their objective is to take as much money from insureds as possible while making payments as minimal as possible (in theory). If you are in the midst of an accident, it may be tempting to take an offer that is low because it seems the easiest thing to do. This is a mistake that can have disastrous consequences down the road. If you submit a claim to your insurance company an adjuster will be sent to your home to evaluate the damage caused to your vehicle. They will also look over the receipts for medical bills and personal property damages. They will probably also interview witnesses and review police reports. Before meeting with an adjuster it is helpful to obtain estimates for repairs from local auto shops or contractors. This will allow them to know what to expect in terms of repairs. An experienced motor vehicle accident lawyer will ensure that all information required is provided in a timely manner and that the right documents are provided to an insurance company. He or she can provide advice and recommendations about how to deal with an insurance adjuster, the best way to handle the settlement process and what to do when an insurance provider is not responsive or is acting in a way that is unethical.